2013 US Trucking Industry News – Obamacare Exchange Opens October 01

Truck Drivers Poll Result

Truck Drivers Poll Result

Enrollment for Obamacare has recently been opened to the public (from October 1 throughout 2014). Through various online marketplaces, truck drivers, operators and owners can explore means on how to avail or purchase the said Affordable Care Act aka “Obamacare”. Subscribers can do this on their own home base states through visiting healthcare.gov.

New options are now offered to company drivers, but for those already happy with their company’s Medicaid, VA benefits or Medicare, nothing will change.
With this, a recent poll that is considered as Overdrive’s largest segment (having owner-operators and drivers as respondents) was conducted. The result gathered from 17 states was thoroughly analyzed and published by Kaiser Family Foundation. Although the respondents’ opinion gathered was from varied states, the presentation of lower cost was evident. In Colorado for example, a Denver family with $60,000 annual income, two dependents and two 40-year old adults, can avail premium insurance from the Obamacare. The full Kaiser analysis is posted on Overdrive news, “Some ACA health-insurance exchange premium detail made available.”
Despite this, the poll which asks, “Following Affordable Care Act (ACA) Insurance-Exchange implementation this fall, how will you purchase health insurance in 2014?” posts varied opinion highlighting 40.35% saying “I don’t know,” and this uncertainty has driven drivers to cite their opinions on how they will avail of health care, and if it will change next year with the implementation of the ACA law. In addition, the gathered survey posted oppositions and dislike of the Obamacare.
“I get it through my company, but I use the VA. The VA covers everybody,” says George Shrout, Drive Mount company driver in Mountain View, Ark.
“I have it through my wife, who is a school teacher. I’m pretty sure t’s going to change with Obamacare. We all hate Obamacare,” – Kevin Alford, Crane Transport company driver in Covington, Ga.
“I have an individual plan. I hope it doesn’t change. I pay too much as it is. Obamacare isn’t going to cover everything.” – April Rash, RGR Transport owner-operator in Dayton, Ohio.
“My wife and I pay on our own. We received a letter from the insurance company saying that we may have to pay more (after Obamacare is enacted). They say that you won’t be able to get Obamacare if you have a pending issue with the IRS. A lot of owner-operators have issues with the RS.” – Benjamin Majano, independent owner-operator in Tampa, Fla.

Obamacare Penalty Breakdown

Obamacare Penalty Breakdown

The Obamacare when enacted will also include penalties for a family of four who cannot show an entitlement of the healthcare. By 2014, families with $22,000 household income will be fined with $285 or 1% of income over fling requirement and increases every year to $2,085 by 2016. The highest penalty reaches up to $682 and will continuously increases up to $2,085 by 2016. Notwithstanding, Gary D. wrote on a comment on Overdrive, “I don’t plan on ever getting insurance. I’ll pay the penalty. It will be cheaper. And if nobody signs up for it I think that is the only way they will get the point that we don’t want them controlling every aspect of our lives.”

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